Cards. Wires. BSP. All of it.

Every supplier. Every payment method. One settlement record.

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Why it costs so much

Compare what you pay today vs. what you could pay.

Today: Fragmented
Payment methodsCards, wires, ACH, BSP, local rails
Cost per payment2-4% (cards) to opaque (wires)
Settlement time2-5 days
Commissions20-40% go uncollected
ReconciliationManual, per supplier, per method
With CredaFi
Payment methodsAny method, one record
Cost per paymentOptimized per corridor
Settlement timeHours
CommissionsTracked and recovered automatically
ReconciliationAuto-matched to bookings

Why enterprises can't make this switch today


Settlement Cost Savings

Estimated
$10,582

recoverable annually across 5 corridors, 10 transactions

on $542,870 in cross-border supplier payments

5
Corridors analyzed
10
Transactions
1.9%
Average savings rate
BookingSupplierAmountFX SpreadFeesRecommendedSavingsPrivacy
BA-LON-2490183
British Airways
GB · USD→GBP
£116,580
$148,240
26.8 bps$4,595.44wise$3,842.12MEDIUM
HIL-LON-8827401
Hilton London Bankside
GB · USD→GBP
£42,300
$53,686
7.9 bps$1,664.27wise$1,391.49MEDIUM
LH-FRA-1190472
Lufthansa Group
DE · USD→EUR
€89,250
$96,390
35.3 bps$1,008.90wise$613.57HIGH
NH-BER-5543221
NH Hotel Group Berlin
DE · USD→EUR
€18,750
$20,250
35.3 bps$627.75wise$544.72MEDIUM
SFL-NBO-0034892
SafariLink Aviation
KE · USD→KES
KES 2,850,000
$22,038
52.0 bps$395.57aleo_usdcx$329.44HIGH
SRN-NBO-7721093
Serena Hotels Nairobi
KE · USD→KES
KES 1,425,000
$11,019
52.0 bps$230.29aleo_usdcx$197.23HIGH
LA-GRU-3392810
LATAM Airlines Brasil
BR · USD→BRL
R$312,500
$55,804
84.7 bps$1,729.92aleo_usdcx$1,562.36MEDIUM
HSP-GRU-1187430
Hilton Sao Paulo Morumbi
BR · USD→BRL
R$87,500
$15,625
84.7 bps$484.38aleo_usdcx$437.50MEDIUM
EK-DXB-9912847
Emirates
AE · USD→AED
AED 284,000
$77,350
0.0 bps$838.50wise$521.27HIGH
JUM-DXB-4410298
Jumeirah Hotels & Resorts
AE · USD→AED
AED 156,000
$42,468
3.7 bps$1,316.51wise$1,142.43MEDIUM

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